water damage restoration and insurance claim

Water Damage Restoration and Insurance: What You Need to Know

If your small business has sustained water damage from flooding, a broken or leaky pipe, or another cause, you should contact a Williamsburg, Virginia, water damage restoration professional as soon as possible. Here’s some more information about how water damage can impact your business, filing an insurance claim, and finding a great water damage restoration company.

How Water Damage Can Impact Your Business

Water damage is common, and according to the Insurance Information Institute, 90% of natural disasters in the United States include flooding or water damage of some kind.

Even if the water damage is only in a small room of your business, mold, and mildew can eventually lead to bad smells that cause customers to visit competitors instead of your company. Mold can also cause allergy symptoms, asthma, headaches, and fatigue. If any of your employees experience these health problems, your business could be liable. Water damage can also increase humidity, making rooms feel hot. It can damage the wiring in electronics, appliances, and walls, keeping you from reopening or operating at full capacity.

Making an Insurance Claim

If your company has water damage, you can get paid for repairs by making an insurance claim. Take plenty of photos, and save any paperwork like repair bills. Contact your insurance company and let them know about the damage as soon as possible. An insurance adjuster will review the damage and estimate the cost of repairs. They may visit your business or tell you to get an estimate from a water damage professional.

Even if your insurance company makes its own estimate, you’ll need to get help from a professional as soon as possible. To help prevent mold growth and other issues, a contractor will conduct dehumidification services. These include using large fans to dry floors and walls, removing any items too wet to salvage, and placing tarps over doorways and damaged parts of walls or ceilings to keep excess moisture from spreading to other rooms.

Even after these precautions, the property could still have mold. Mold remediation costs can vary, and professionals could need to replace insulation, drywall, carpeting, and many other parts of your business. In most cases, you’ll get payment in about one to two weeks. Your insurance company may make the water damage restoration company or the bank that holds your mortgage payees when they send the check. However, timelines can vary, and you may need to spend additional time negotiating with your insurance company for a payment that covers all of your losses.

Finding the Best Restoration Company to Support You

When looking for water restoration and mold removal in Williamsburg, choose a company that employs experienced professionals and provides emergency services when needed. You can reduce the number of businesses you need to work with by picking an organization that can replace insulation and other materials after mold remediation, help you recover important documents, and make your organization look like new as soon as possible. Contact us at Steamatic to learn more and get water damage to your company fixed fast.


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